Online Sports Betting – Weigh Your Options

There are two kinds of sports enthusiasts; those who go out there and actively participate in sports. Others sit in front of their television sets and get their dose of action. But somewhere in between on the blurry line stand sports lovers who make it their business to profit through their understanding and knowledge of a certain sport. After all, every sports fan thinks he can do a better job than his favorite team’s captain or marshal his resources better than the coach. So why not prove it and make some bucks through Online Sports Betting?

But like any sports action full of thrills and edge of the seat excitement isn’t for a week hearted fan, Online Sports Betting isn’t for faint hearted either. You might think you know best about your favorite sport, but things might not go your way on a given day. Like on sports field when overwhelming favorites get knocked out. So always weigh your options carefully before placing your bets and remember false bravado won’t get you anywhere.

If you are in America, you’d probably want to bet on your favorite sports like Basketball, American Football etc. The basic principles for online betting, be it American Basketball Betting or American Football Betting, remain the same. Your job is to beat the oddsmaker and make some money, while in the process you can have some fun as well.

There are different types of bets you can make and there are variations of these available with several online betting companies. It’s important to specify the kind of bet you are placing, which might be tricky for a starter.

Here are different kinds of bets you can make with bookmakers:

  • Straight bet where you bet on the winner at odds that are already given. It’s often termed as single bet as well.
  • A point spread bet makes things even more interesting and can either work in your favor or go against you. The favourite has to beat the underdog with certain number of points or goals according to your bet. Even if your teams wins but doesn’t beat the other team by sufficient margin, you won’t be making any money.
  • The Moneyline bets work exactly the opposite of point spread method, and can take some getting used to. It’s best to leave such bets till you get a hang of the system.
  • The total bet is placed on number of points or goals scored in the match, depending on what sport it is. It has nothing to do with the winner or loser, and can even out your chances.
  • An accumulator bet is when you pick your winners in more than one game. The winnings of your first game are parlayed onto the next one for further profits. However it’s imperative that you win the first game else it’s only considered as a single bet.
  • You can make bets for future games too. Some bets are open at the beginning of the season and you can pick your early winners.

Sports betting online isn’t as complicated as you think and can be a lot of fun.

Maple Story 4th Job Guide – Easy Tips For Long-Time Players

When you reach level 120, you’ll be able to get new job advancement. This is the last one you’ll ever need, and it’s also the most powerful for any class. Here’s what you need to know about each class’ individual advancement:

White Knights become Paladins, Dragon Knights become Dark Knights, and Crusaders become Heroes. Priests become Bishops, Mages become Arch Mages, Rangers become Bow Masters, and Snipers become Marksmen. Hermits become Night Lords, and Chief Bandits become Shadowers.

In every case, in order to get the Maple Story 4th job, you need to talk to the NPC you spoke to in order to get the 3rd job advancement. Then you’ll be told who to meet to get the 4th job. For Bowmen, the NPC is Legor. For Warriors, it’s Harmonia. For Magicians, his name is Gritto, and for Thieves, it’s Hellin. All 4th job advancement NPCs will ask you to get two items: a Heroic Star and a Heroic Pentagon. They’re dropped by Griffey and Manon, but you can also get them by giving a Secret Letter of Spell scroll to Chief Tatamo in Leafre. You can buy said scroll in the 44th floor of Eos Tower from a someone named Vega. It costs 10 million mesos.

Take Heroic Star and Heroic Pentagon to your 4th job advancement NPC and he’ll give you a new skill book. Talk to him again and he’ll give you your new job. You’ll be rewarded 3 skill points and 5 ability points as well. To get most of your 4th job skills, you have to do quests.

Play Poker With Online Casinos

There is this inherent desire in every human being to earn loads of money and that too, as soon as possible. However, it is hard to refute that there is no shortcut to success. With the introduction of online casino games and poker, there finally seems to be a way to play online poker easily.

Why is online poker so popular?

Online poker seems to be the buzzword among both die hard gamblers and novices who are simply thrilled by the rising popularity of this game. In fact, most of the students in USA prefer playing poker rather than engaging themselves in summer jobs for their allowances. Although, online poker games might start as a hobby for most of the people, it soon goes on to become a source to earn some easy money instantly.

Most of the people seem to be welcoming the concept of poker games. However, critics slam it as a fraudulent and highly risky game which could backfire on the player at any point of time. Although a large number of professional players bet that their success rate is cent percent, another fact which needs to be understood is that playing poker with online casinos still hasn’t been able to receive legal sanction.

Are parents fine with it?

Most of the parents seem to be sceptical of their children who invest large amount of their time, energy and even money while playing online poker. However, certain parents are also completely comfortable with the idea of their children playing poker in order to provide their tuition fee themselves.

Though it cannot be ignored that there are mammoth amount of failure stories where people have lost huge amount of money while playing poker, winning is not fairly common. Professional players who play poker for a fee claim that it is important to learn certain gambling moves in order to master the game. One can only learn these moves when they have practiced the game again and again, therefore mastering it. It is advisable that novice gamblers who do not have a thorough knowledge of online poker should not risk investing too much amount while playing online poker initially.

On the other hand, professional poker players seem to be more cautious than any other kind of player. This is because these individuals are supposed to play on a limited amount of sum and claim their win as well. The best advice which can be doled out to any novice who is about to venture into the world of online poker would be not to invest their amount in one go. It is better to increase or decrease the amount of sum invested on the basis of their performance in them game.

Do You Know the Cost of Fraud?

Every business is subject to the potential for fraud. Every business that does not believe that they can be the victim of fraud needs to assess their operations for red flags that could point to fraud. Fraudsters are very good at hiding their crimes. They are not going to advertise their crime, but many make the mistake of telling a friend or relative of their exploits. When this occurs it is time to hire a forensic accountant.

In other cases there are some telltale signs that fraud might be occurring. A red flag is a set of conditions that are extraordinary in nature or vary from the normal activity. It is an indicator that something is out of the ordinary and may need to be investigated further. Remember that red

flags do not indicate guilt or innocence but merely provide possible warning signs of fraud.

Employee Red Flags

There are certain changes in employee behavior that could point to fraud being committed. The ACFE has identified the following changes:

• Employee lifestyle changes: expensive cars, jewelry, homes, clothes

• Significant personal debt and credit problems

• Behavioral changes: these may be an indication of drugs, alcohol, gambling, or just fear of losing the job

• High employee turnover, particularly in those areas which are more susceptible to fraud

• Refusal to take vacation or sick leave

• Lack of segregation of duties in the vulnerable area

The information provided here gives facts provided by the Association of Certified Fraud Examiners (ACFE) Report to the Nations (2016).

CFEs (Certified Fraud Examiners) estimate the average business realizes losses of 5% of annual revenues to fraud. The median loss from a single case of work-related fraud was $150,000. The study investigated more than 2,400 of these types of fraud cases and the result was that the crimes created a total loss of more than $6.3 billion. More than 23% of work-related fraud cases resulted in a loss of at least $1 million. The three major categories of occupational fraud are financial statement fraud and caused the greatest median loss per scheme:

• Asset misappropriation $125,000

• Corruption $200,000

• Financial Statement Fraud $925,000

When proprietors or executives committed fraud, the median damage was more than 10 times greater than when employees were the perpetrators.

• The average employee fraud was $65,000

• The average manager fraud was $175,000

• The average proprietor/executive fraud was $703,000

The more people involved in occupational fraud, the higher losses tend to be:

• One person $65,000

• Two people $150,000

• Three people $220,000

• Four people $294,000

• Five or more people $633,000

Victim businesses that failed to implement anti-fraud controls realized greater median losses-in fact twice as much. (The amounts below compare those with controls vs. those without controls.)

• Proactive Data Monitoring & Analysis $92,000 vs. $200,000

• Management Review $100,000 vs. $200,000

• Hotline $100,000 vs. $200,000

The most common methods used to detect fraud come from a variety of sources. According to the ACFE these methods are as follows based on the most common to the least common method:

• Tips

• Internal audit

• Management review

• By accident

• Account reconciliations

• Other

• Document examination

• External audit

• Notified by law enforcement

• Surveillance monitoring

• IT Controls

• Confession

If your business has not performed the ACFEs Fraud Prevention Checklist, then it should be done immediately. Preventing fraud is the best way to avoid fraud.